Beginner - Losing weight while gaining muscle

Hi,

I am 25, 6' and 194lb/88kg. About a month ago I started a workout
programme with a view to losing about 10-15 lb of fat and gaining
muscle mass, just to look fit and a bit muscular, not like the Hulk or
anything. I've also restricted my diet to around 1800 kcals per day.
Because of work/life constraints, I can only work out 4 days,
Mon-Thurs, with Fri, Sat and Sun little or no proper exercise. Around
the weekend, my diet would be less restricted also, though I try to
remain careful enough about what I eat. I only have 1 hour each day to
work out, so it usually consists of a combination of cardio work (25
mins cross-trainer) with some machine
presses, for arms, chest and shoulders. Try to get in an hours swimming
in addition [or sometimes instead of] the workout days.

My plan is to take Creatine to promote growth in muscle mass, take
Maximuscle Thermobol capsules to keep my metabolism fast even though
I've cut down on calorie intake, take Maximuscle Fattack to minimise
the negative effects of getting home late and having a meal then [only
chance I'll get]. I also ordered a pack of Guggul complex capsules
because they came free, though I'm not really sure what benefit they
have.

I'm only stating out - so I'm wondering if this sounds reasonable?
Will it be effective? Should I concentrate more on other aspects of my
workout.

Any advice?

Cheers.